CAPITAL PROVIDERS
Yield With a Purpose
Earn real yield backed by American residential real estate. Your capital funds equity access for homeowners who need it most — while escrowed payments protect your position.
EVERYONE WINS
A Better Model
When capital meets need, three things happen at once.
The Homeowner Wins
Gets cash and 3 to 12 months of mortgage payment relief to get back on their feet. Their arrears are caught up immediately. Their home stays in their name. No foreclosure. No displacement.
The Capital Provider Wins
Earns real yield backed by American residential real estate. Escrowed mortgage payments protect the collateral throughout the relief period. This is not speculative — it is yield with a purpose, backed by real homes and real families.
Society Wins
Instead of foreclosures, displaced families, and empty homes — people stay housed, payments keep flowing to mortgage servicers, and neighborhoods remain stable. Capital does good while doing well.
THE MECHANISM
How the Protection Works
Four steps from application to repayment — every one designed to protect your capital.
Homeowner Accesses Equity
A homeowner with substantial home equity but imperfect payment history applies for an equity unlock. We verify the property value and equity position.
Payments Are Escrowed
A portion of the unlocked equity is set aside in a protected escrow account. This covers 3 to 12 months of mortgage payments, keeping the loan current automatically.
Capital Provider Earns Yield
Your capital funds the equity unlock. You earn yield from origination fees, servicing fees, and borrowing interest — all backed by real residential property.
Homeowner Rebuilds
With arrears caught up and months of on-time payments building, the homeowner re-qualifies for traditional products. Your capital is repaid with earned yield.
BY THE NUMBERS
Key Metrics
Substantial equity cushion on every deal
Inaccessible through traditional channels
In Florida alone — denied by banks
Two Provisional Patents filed with the USPTO
Wednesday, February 19 at 11:00 AM EST
The first-ever UnblockEquity transaction will close this week. A real homeowner, real property, real capital. Be part of what comes next.
GET IN TOUCH
Capital Provider Interest
Tell us about your allocation interest and our capital markets team will be in touch.
QUESTIONS
Frequently Asked
Every equity unlock includes escrowed mortgage payments that keep the underlying collateral current throughout the relief period. A voluntary junior lien is recorded at the county level against the property. Loan-to-value ratios range from 45% to 80% depending on the relief tier, ensuring a substantial equity cushion.
Yield is generated from origination fees, servicing fees, and borrowing interest — all backed by American residential real estate. Exact rates depend on the relief tier and market conditions. Contact us for current rate sheets.
Yes. We welcome family offices, RIAs, community development financial institutions, and institutional allocators. Our structure supports allocations from $50K to $10M+. Reach out to discuss custom arrangements.
We are currently live in Florida. We plan to expand to Texas, California, and additional states throughout 2026. Join now to be ready when we launch in your state.
A Shared Equity Agreement is recorded as a voluntary junior lien at the county level — the same legal instrument used by companies like Point, Hometap, and Unlock, with over $3 billion deployed. The homeowner retains title to their property. All Florida homestead protections are preserved.
Ready to Get Started?
Join us in building the capital infrastructure that keeps families in their homes — and earns real yield while doing it.