REFERRAL PARTNERS

Turn HELOC Denials Into Revenue

Whether you're a mortgage broker, realtor, title company, or financial advisor — we turn your denied clients into revenue.

WHO WE WORK WITH

Partner Types

Four industries. One untapped revenue stream.

Mortgage Brokers

Your denied HELOC clients are a revenue opportunity. Stop leaving money on the table.

Real Estate Agents

Help equity-rich, cash-poor homeowners access funds without selling.

Title & Escrow Companies

Earn referral fees on deals you're already involved in.

Financial Advisors

Unlock your clients' largest untapped asset without impacting their portfolio.

TRANSPARENT EARNINGS

Fee Structure

Know exactly what you earn on every referral.

Fee TypeTotal FeePartner ShareExample ($100K)
Processing Fee$499$150 referral bonus$150
Origination Fee (2.5%)$2,5001% to partner$1,000
Annual Servicing (0.5%)$500/yr0.1% to partner$100/yr
Total Year 1$1,250

Projected Example: 10 Referrals/Month

$12,500*
Projected Monthly
10 x $1,250 avg
$150K*
Projected Annual
Plus recurring servicing
Recurring
Annual Servicing
0.1% servicing x portfolio

*Projected figures based on $100K average loan. Referral program coming soon -- apply now for early access.

Based on $100K average loan amount.

SIMPLE PROCESS

How It Works

Four steps from signup to payout.

1

Sign Up

2 min

Complete our partner application in 2 minutes. Get your unique referral link and partner dashboard.

2

Refer

Easy

Send denied HELOC clients via your unique link. We notify you when they start the process.

3

We Handle Everything

Hands-off

Valuation, legal docs, lien recording, and funding. Your client gets equity access without a credit check.

4

Get Paid

30 days

Receive payment 30 days after funding via ACH. Track all referrals and earnings on your dashboard.

SCALE YOUR EARNINGS

Volume Bonuses

The more you refer, the more you earn per deal.

Standard

1-5 referrals/mo

  • Origination share1%
  • Processing bonus$150
  • Servicing0.1%
  • PerkPartner dashboard
Popular

Silver

6-15 referrals/mo

  • Origination share1.25%
  • Processing bonus$150
  • Servicing0.1%
  • PerkPriority support

Gold

16+ referrals/mo

  • Origination share1.5%
  • Processing bonus$150
  • Servicing0.1%
  • PerkDedicated account manager

THE UNBLOCKEQUITY ADVANTAGE

Why Partners Choose Us

Six reasons top professionals partner with UnblockEquity.

No Credit Check Required

We approve clients banks deny. Late payments, thin files, self-employed — all welcome.

Same-Day Equity Check

Instant ATTOM AVM valuation. Your client knows what they qualify for in seconds.

Breathing Room Program

Even clients behind on mortgage payments qualify. No other equity access company offers this.

County-Recorded Liens

Same legal framework as Point, Hometap, and Unlock — $3B+ deployed using this model.

30-Day Payout

Fast, reliable partner payments via ACH. No waiting months for your commission.

Volume Bonuses

Scale from 1% to 1.5% origination share as your referral volume grows.

JOIN US

Partner Application

We review applications within 2 business days. No commitment required.

QUESTIONS

Frequently Asked Questions

Every referral partner gets a unique referral link and dashboard. Share your link with clients, or use our optional API integration to submit referrals directly from your CRM. We track everything automatically.

Partner payments are issued 30 days after loan funding via ACH direct deposit. You'll receive detailed statements showing each referral, loan amount, and your earnings breakdown.

A license is recommended but not required for referral-only partners. Licensed mortgage brokers, real estate agents, and financial advisors may qualify for higher commission tiers and co-branded materials.

White-label and co-branded experiences are coming in Q3 2026. Early partners will get priority access. In the meantime, we provide co-branded landing pages and marketing materials.

We are currently live in Florida. We plan to expand to Texas, California, and additional states throughout 2026. Join now to be ready when we launch in your state.

Ready to Start Earning?

Join our referral partner program and turn denied HELOC clients into a new revenue stream.