For Homeowners

Sell Your Equity
Without Selling Your Home

List up to 20% of your home's equity. Get paid as investors buy blocks. Keep your title, mortgage, and FL homestead exemption.

List Your PropertyLearn More
Up to 20%
Equity You Can List
Keep Your
Title & Mortgage
FL Homestead
Stays Protected
HOW SELLING WORKS

Five Steps to Liquidity

From your address to cash in hand. No credit check, no income verification.

1
Get a Free Instant Valuation
Enter your address and get an automated valuation via ATTOM AVM. See exactly how much equity you have -- no appraisal needed.
2
Choose How Much to List
Decide how much of your home equity to sell -- up to 20%. You stay in control of how much investors can buy.
3
Complete Legal Documentation
Sign your Shared Equity Agreement (SEA) electronically. We handle the notarization and document preparation.
4
Junior Lien Recorded at County
A voluntary junior lien is recorded at your county recorder's office. This protects both you and the investors.
5
Get Paid as Investors Buy
Your equity is listed as $1 blocks on our marketplace. You get paid directly as investors purchase your equity blocks.
WHAT YOU KEEP

Everything That Matters

Selling equity is not selling your home. Here is everything that stays exactly the same.

Your Title

You remain the legal owner of your home. No title transfer ever occurs.

Your Mortgage

Your existing mortgage is completely unaffected. No interference, no changes.

FL Homestead Exemption

Keep your $50K+ property tax exemption. No LLC means no exemption loss.

Save Our Homes 3% Cap

Your property tax assessment cap stays intact. No reset, no surprises.

Creditor Protection

Florida homestead creditor shield remains fully in place for your home.

Right to Live in Your Home

You keep full possession and use of your property. Nothing changes day-to-day.

WHO THIS IS FOR

Built for Homeowners Like You

If you have equity in your home but need cash, this was built for you.

Need Cash, Won't Sell

You need liquidity but love your home. Selling equity gets you cash without moving.

Denied a HELOC

Late payments or credit issues killed your HELOC application. We look at your home, not your credit.

Equity-Rich, Cash-Poor

Retirees and long-term owners sitting on equity they can't access through traditional channels.

Want Liquidity Without Debt

No monthly payments, no interest, no debt on your balance sheet. Just equity exchanged for cash.

SELLER PROTECTIONS

Legal Safeguards
Built In

Every seller is protected by federal law and carefully drafted legal agreements. This is not a loan, not a title transfer, and not a second mortgage.

Get Started
Junior Lien, Not a Title Transfer
Investors hold a lien position, not an ownership stake. You keep full title to your property.
Capped at 20% of Equity
You can never sell more than 20% of your home equity, protecting your majority position.
No Monthly Payments to Investors
This isn't a loan. There are no monthly payments, no interest, and no amortization schedule.
Settlement at Sale, Refi, or Term End
Investors are settled when you sell your home, refinance, or when the agreement term ends.
Garn-St. Germain Act Compliance
Federal law explicitly permits junior liens. Your mortgage lender cannot trigger a due-on-sale clause.
TRANSPARENT PRICING

Fees for Sellers

Simple, upfront pricing. No hidden fees, no surprises.

Listing Your EquityFREE

List your property and equity on our marketplace at no cost.

Processing Fee$499
At application

Covers valuation verification, document preparation, and compliance review.

Recording Fee$349
At signing

County recording of the junior lien and notarization costs.

Ongoing Fees$0

No annual fees, no maintenance costs, no hidden charges for sellers.

Total upfront cost: $848. No ongoing fees. No percentage of your home value. Investors pay a separate transaction fee when they purchase your equity blocks.

FAQ

Common Questions

Everything you need to know about selling your home equity.

GET STARTED

Ready to Unlock
Your Equity?

Join our waitlist and be among the first homeowners to list equity on UnblockEquity.

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